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By accessing or using this website, you agree to these Terms and to any policies referenced here. If you do not agree, you should not use the website. We may update these Terms from time to time, and continued use of the website means you accept the updated version.
By accessing or using this website, you agree to these Terms and to any policies referenced here. If you do not agree, you should not use the website. We may update these Terms from time to time, and continued use of the website means you accept the updated version.
This website provides general information about insurance selection services for retirees and related support. Any descriptions of services are for informational purposes only and do not create a binding offer. We may change, limit, or discontinue website content or service features at any time.
If any fees, charges, or other commercial terms apply to a service, they will be disclosed separately before you agree to proceed. You are responsible for reviewing those terms carefully. We may decline or cancel a request where permitted by law or where the information provided is incomplete or inaccurate.
You agree to provide accurate information and to use the website only for lawful purposes. You may not misuse the website, interfere with its operation, attempt unauthorized access, or use it in a way that could harm us or others. We may restrict access if we reasonably believe these Terms have been violated.
All website content, including text, design, graphics, and other materials, is owned by us or used with permission and is protected by applicable intellectual property laws. You may view the content for personal, non-commercial use only unless we give prior written permission. No right, title, or license is granted except as expressly stated.
All website content, including text, design, graphics, and other materials, is owned by us or used with permission and is protected by applicable intellectual property laws. You may view the content for personal, non-commercial use only unless we give prior written permission. No right, title, or license is granted except as expressly stated.
The website and its content are provided on an "as is" and "as available" basis. To the fullest extent permitted by law, we disclaim warranties of accuracy, completeness, availability, and fitness for a particular purpose. We are not responsible for decisions made based on website content, including insurance-related decisions.
These Terms are governed by the laws applicable in Arizona, without regard to conflict of law rules. Any dispute arising from these Terms or the website should be brought in a court of competent jurisdiction in Arizona, unless applicable law requires a different forum or process.
If you have questions about these Terms or need to report a concern, you may contact us through the contact information provided on the website. We may revise these Terms at any time by posting an updated version on this website. The updated Terms will apply when posted unless a different effective date is stated.
